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Tagged with: refinance
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Amanda Peterson
2 months ago
My fiancé and I split. We own a home together, FHA loan. Tried to transfer the mortgage and he qualifies for everything, except credit score (he makes $200k/yr no problem paying the mortgage in fact I've never paid a dime on the mortgage). He is being malicious and down right evil threatening that I have to sign a quick claim or else this or that. I don't want to do that because I'm still on the mortgage which still effects my credit! If his credit wasnt so bad he would refinance, but he can't. Does anybody know if you can have a cosigner with this qualified assumption of a mortgage so then maybe he could get it transferred w/o having to refinance?! i don't care about anything, except getting off of this mortgage ASAP!!!! Please help.
My fiancé and I split. We own a home together, FHA loan. Tried to transfer the mortgage and he qualifies for everything, except credit score (he makes $200k/yr no problem paying the mortgage in fact I've never paid a dime on the mortgage). He is... (more)
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Can I bring in my son as FHA co-borrower for our refinance even though he lives in his own house?
Can I bring in my son as FHA co-borrower for our refinance even though he lives in his own house?
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A Curious User
7 months ago
Can I apply for an FHA streamline loan to lower my interest rate and add my brother to the deed? I do not live in the house but he does. I know the streamline refinance is only if it is your principle residence, but if I am allowed to refinance and add him it will be considered his principle residence.
Can I apply for an FHA streamline loan to lower my interest rate and add my brother to the deed? I do not live in the house but he does. I know the streamline refinance is only if it is your principle residence, but if I am allowed to refinance and... (more)
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Joseph Fajardo
8 months ago
I need to refinance because the interest will go up in 5 years from now. The interest rate I am getting is a little higher than what I have now, but it's better to refinance. The principle balance is $210,200 and the house value at $313,000. I have a problem with the mortgage insurance. I don't think I should have to pay for insurance when my house has $100,000 in equity.
I need to refinance because the interest will go up in 5 years from now. The interest rate I am getting is a little higher than what I have now, but it's better to refinance. The principle balance is $210,200 and the house value at $313,000. I... (more)
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A Curious User
10 months ago
I refinanced my FHA loan. How do I get my MIP back from the FHA loan that is paid off?
I refinanced my FHA loan. How do I get my MIP back from the FHA loan that is paid off?
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MAUD MCKINNON
a year ago
My loan is less than 3 years old and I have never been late on a payment(most of the time I pay two weeks in advance). My credit score is good. It will only save me $100 a month.
If the rates have changed why not give mortgage owners the break without the extra cost?
My loan is less than 3 years old and I have never been late on a payment(most of the time I pay two weeks in advance). My credit score is good. It will only save me $100 a month.
If the rates have changed why not give mortgage owners the break... (more)
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John Mcallister
a year ago
I would like to refinance my current home to a lower interest rate and was told I would have to wait 3 years after my foreclosure on another home I owned.
I would like to refinance my current home to a lower interest rate and was told I would have to wait 3 years after my foreclosure on another home I owned.
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Frederick Ward
a year ago
My bankruptcy was discharged October 2013 I owed a One bedroom duplex . I'am retired How long do I have to wait before I can apply refinance with cash out ? Balance mortgage 90,000 house value 150,000 cash out $ 25,000
My bankruptcy was discharged October 2013 I owed a One bedroom duplex . I'am retired How long do I have to wait before I can apply refinance with cash out ? Balance mortgage 90,000 house value 150,000 cash out $ 25,000
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ivy time
a year ago
I made my May mortgage payment and my loan was paid off on June 1st when I refinanced it. Since MIP is paid in arrears, (and my May payment covered the MIP for April), I only expected to be charged the MIP for May. My payoff statement, however, includes two months of MIP, as the lender states the MIP is owed for May AND June, since the loan was still "active" in June. Is this correct? It doesn't seem right to pay for insurance when there is nothing to insure, as the loan was paid off, and the June premium is not due until July. Please advise.
I made my May mortgage payment and my loan was paid off on June 1st when I refinanced it. Since MIP is paid in arrears, (and my May payment covered the MIP for April), I only expected to be charged the MIP for May. My payoff statement, however,... (more)
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Jean wyl
a year ago
I live in house that is in my sister's name. I made the down payment and paid the monthly payments for 7 years. Now she wants me to pay her to get it in my name. The loan is under water so I cannot refinance for same price. Now what?
I live in house that is in my sister's name. I made the down payment and paid the monthly payments for 7 years. Now she wants me to pay her to get it in my name. The loan is under water so I cannot refinance for same price. Now what?
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