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Tagged with: mortgage
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Mookie Walker
2 months ago
looking to by a mobile home in my area riverhead n.y. 11901, need help, with trying to get a loan 50,000 to 75,000
looking to by a mobile home in my area riverhead n.y. 11901, need help, with trying to get a loan 50,000 to 75,000
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Lesley Hudson
3 months ago
I am a permanent resident living in Texas. After 20 years I have no idea where my card is. I can not request a replacement online because I am not a citizen of the USA. I have my number but I am being told by my lender that it is an FHA requirement that they see my actual card. My question is, are they correct ? I have all other documents required and have never ever been asked for my actual card before.
I am a permanent resident living in Texas. After 20 years I have no idea where my card is. I can not request a replacement online because I am not a citizen of the USA. I have my number but I am being told by my lender that it is an FHA requirement... (more)
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I have a lot of student loans but they are in deferment. Do they count against my debt to income? Also is the Nelnet summary/mortgage verification form enough documentation?
I have a lot of student loans but they are in deferment. Do they count against my debt to income? Also is the Nelnet summary/mortgage verification form enough documentation?
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Ahmed Hasan
5 months ago
I am an independent IT consultant on (1099) status.

I can put 10 - 20 % down on a 400 k home and have a 750 + credit score.

Would I be able to qualify, OR do I need to have a full-time job in order to qualify for the loan?

Thanks
I am an independent IT consultant on (1099) status.

I can put 10 - 20 % down on a 400 k home and have a 750 + credit score.

Would I be able to qualify, OR do I need to have a full-time job in order to qualify for the loan?

Thanks
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240
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Carla Palmer
7 months ago
My loan originated in 2005 and I have paid MIP for 12 years now. My home value, per taxes, is way more than my original loan amount and I owe about 79% of the original loan value.

How much longer do I have to pay the MIP?
My loan originated in 2005 and I have paid MIP for 12 years now. My home value, per taxes, is way more than my original loan amount and I owe about 79% of the original loan value.

How much longer do I have to pay the MIP?
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Sarah Edwards
8 months ago
My deceased husband name is on the mortgage. Both of our names are on the deed. It is our homestead and I would like my name to place on the mortgage. I'm now paying the mortgage
My deceased husband name is on the mortgage. Both of our names are on the deed. It is our homestead and I would like my name to place on the mortgage. I'm now paying the mortgage
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Otes Montina... Asked 1 more question
9 months ago
My wife and I are looking forward to buy our first house. Each of us have 2 credit cards. Our credit scores are range from 630 to 660. We know that we have our wait for 2 years from the discharge date to qualify for mortgage. My question so that, can start looking now since it's only 4 months away or we have to wait for actual date which is 3/31/2017
My wife and I are looking forward to buy our first house. Each of us have 2 credit cards. Our credit scores are range from 630 to 660. We know that we have our wait for 2 years from the discharge date to qualify for mortgage. My question so that,... (more)
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Dennis Carroll
10 months ago
I have applied for a mortgage on a single family home, where the down-payment is 60% of the purchase amount. Will I still qualify for the FHA loan if the appraisal value is less than the purchase price but greater than the amount of the loan, I.e., 40% of the purchase price? Does the appraisal need to be equal or greater than the purchase price?
I have applied for a mortgage on a single family home, where the down-payment is 60% of the purchase amount. Will I still qualify for the FHA loan if the appraisal value is less than the purchase price but greater than the amount of the loan, I.e.,... (more)
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Don Frost
10 months ago
FHA Owner Occupancy Requirements

I am looking to purchase a multi-unit building on an FHA primary mortgage. The first property I am considering is a triplex with 2 units vacant, but move-in ready, and one unit that needs a small amount of refurb. I want to rent the vacant units right away (for cash-flow purposes). My question is, how long do I have to complete the refurb and move in?

The second property I am considering is another triplex, but is fully occupied. Could I purchase this building on an FHA and wait until a unit became vacant to move in myself; or would I have to evict one tenant? How long would I have to complete those actions?

Thank you for your help and guidance,

Don
FHA Owner Occupancy Requirements

I am looking to purchase a multi-unit building on an FHA primary mortgage. The first property I am considering is a triplex with 2 units vacant, but move-in ready, and one unit that needs a small amount of refurb. ... (more)
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MAUD MCKINNON
10 months ago
My loan is less than 3 years old and I have never been late on a payment(most of the time I pay two weeks in advance). My credit score is good. It will only save me $100 a month.
If the rates have changed why not give mortgage owners the break without the extra cost?
My loan is less than 3 years old and I have never been late on a payment(most of the time I pay two weeks in advance). My credit score is good. It will only save me $100 a month.
If the rates have changed why not give mortgage owners the break... (more)
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