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Tagged with: fha
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A Curious User
4 days ago
Can I apply for an FHA streamline loan to lower my interest rate and add my brother to the deed? I do not live in the house but he does. I know the streamline refinance is only if it is your principle residence, but if I am allowed to refinance and add him it will be considered his principle residence.
Can I apply for an FHA streamline loan to lower my interest rate and add my brother to the deed? I do not live in the house but he does. I know the streamline refinance is only if it is your principle residence, but if I am allowed to refinance and... (more)
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117
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Gerri Reeves
4 days ago
We are selling our current home that is an FHA and approved for another FHA on the home we are purchasing. We want to simultaneously close these homes, can we do that? Close Current home in the morning and new purchase in the afternoon...in the same day?
We are selling our current home that is an FHA and approved for another FHA on the home we are purchasing. We want to simultaneously close these homes, can we do that? Close Current home in the morning and new purchase in the afternoon...in the same... (more)
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A Curious User
7 days ago
Ive been in a purchase agreement for 2 years and closed today. I found out yesterday that I got a promotion out of state. I know i can have 2 FHA loans because of my job relocating me but how does this affect the selling of the house? Does the mandatory job relocation change the selling process?
Ive been in a purchase agreement for 2 years and closed today. I found out yesterday that I got a promotion out of state. I know i can have 2 FHA loans because of my job relocating me but how does this affect the selling of the house? Does the... (more)
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15
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A Curious User
9 days ago
i own the house without mortgage. is there a fha loan for cash out? i do not want reverse mortgage .
i own the house without mortgage. is there a fha loan for cash out? i do not want reverse mortgage .
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56
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bruce morris
23 days ago
I gave my house back to the bank with a deed in lieu of foreclosure. the bank transferred title in 2011 the first time I paid them money to get it back. The bank never applied my payment to the principle , then came after me again in 2013. I was never released from foreclosure (jail) my attorney recommended I give up the house. I had lived in it for a year while I was in a chapter 13 then abandoned the ch 13 and filed a chapter 7 after I gave up the house. I was discharged from he chapter 7 in April 2015.
I gave my house back to the bank with a deed in lieu of foreclosure. the bank transferred title in 2011 the first time I paid them money to get it back. The bank never applied my payment to the principle , then came after me again in 2013. I was... (more)
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Tammy Hughes
a month ago
The home is an older home but appears to be a solid house with new heating and air systems. It does need to cosmetic work on the inside but nothing major that I can see, mainly paint and new flooring. The asking price is $43,00.00.
The home is an older home but appears to be a solid house with new heating and air systems. It does need to cosmetic work on the inside but nothing major that I can see, mainly paint and new flooring. The asking price is $43,00.00.
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Mercy Croft
2 months ago
I am a 75 year old retiree. I have 1600 a month net income from social security and a small pension. I just got a credit score, because I recently took out a secured credit card. No FICO shows yet on experian, but creditkarma shows transunion 664 and equifax 670. I have no other credit cards or financing of any kind. The only alternative credit line I have would be my electric bill. All other bills are in my daughters name. I don't even have things like a gym membership or netflix account, so the only alternative credit line period is my electric bill. I have no debts on my credit history.

Does it sound like I can qualify, for either a FHA or USDA loan?
I am a 75 year old retiree. I have 1600 a month net income from social security and a small pension. I just got a credit score, because I recently took out a secured credit card. No FICO shows yet on experian, but creditkarma shows transunion... (more)
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Delecia Cann
2 months ago
I live in a city that just experienced major flooding. Hence majority of the houses on the market has been flooded and gutted with no additional repairs. Which means as the perspective home buyer I will have to repair the entire house. I have been told by my realtor that although I have been pre-approved for an FHA mortgage loan, I will need an additional loan or funding to cover repairs for I could purchase. If I have already been pre-approved for a certain amount will FHA give me additional funding to make repairs, and how does that work?
I live in a city that just experienced major flooding. Hence majority of the houses on the market has been flooded and gutted with no additional repairs. Which means as the perspective home buyer I will have to repair the entire house. I have been... (more)
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Sheri Conrad
2 months ago
Lender did not get two appraisals for flipped home. The second appraisal was done after closing and it was 24,000 less than the first appraisal, thus we were not able to negotiate another asking price. This also violates the 90 flip rule with FHA. The bank is claiming we refused a third appraisal which makes no sense. We have been asking for one for the past six months, and the bank ignored us until I reported them. I have written to consumer affairs who turned it over to FDIC and they said I have to file a complaint against the appraisers. Why is the bank allowed to get away with this?
Lender did not get two appraisals for flipped home. The second appraisal was done after closing and it was 24,000 less than the first appraisal, thus we were not able to negotiate another asking price. This also violates the 90 flip rule with FHA. ... (more)
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