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A Curious User
2 years ago
My wife and I are interested in purchasing a condo unit we have had our eyes on for some time. We want to know if a website exists with up to date information to see if the condominium complex is VA approved.
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Best Expert Answer
Eric Campbell
2 years ago
The VA portal is the best source: https://vip.vba.va.gov/portal/VBAH/VBAHome/condopudsearch

However, it can be hard to navigate and your best bet is to get qualified for VA financing through a loan officer like myself. We are able to check on the condo eligibility for you.
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Joe Wallace
2 years ago
There is indeed a resource online--https://vip.vba.va.gov/portal/VBAH/VBAHome/condopudsearch but you can also have the lender search for you and the lender would need to submit a condo project not currently on the list. Condo projects with certain types of features such as "right of first refusal" or restrictions on the owner's ability to freely sell the property may not be approved for VA loans. Also, "CondoHotels", time shares, and similar types of properties would not be approved for a VA loan.
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Steve Gaylo
10 months ago
Joe is correct about exercising care and caution when using the VBA condo/pud search tool online. When I was researching a condo four years ago, several loan officers and realtors insisted that the complex I was interested in was definitely not approved for VA loans. After tweaking the search parameters a number of times myself, I discovered that the condo complex would only appear in the approved list if the entire state listing was searched, and NOT just the county or city listings. Quite obviously, all of the "professionals" had overlooked this simple glitch in the federal website's setup, and as a lowly buyer, it took plenty of hardcore insistence by me to finally force them to do the search correctly.
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