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Pam Cobb
2 months ago
Will the FHA allow a homeowner to have the check made out to them and the tax office, and the homeowner takes the check to the tax office to pay the taxes?
 
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Joe Wallace... Answered 308 more questions
2 months ago
Can you be more specific? What are you trying to accomplish and with what kind of taxes? Any additional information will be a big help with the answer to your question-thanks!
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Pam Cobb
2 months ago
it's real estate taxes and the homeowner has chose Option 1 where we pay the homeowner and the tax office on the same check. We're on Fiserv and Fiserv is saying that FHA doesn't allow a check made payable to the homeowner and tax office. One other mortgage company said that FHA was allowing it, but no one can give me any verification or documents to prove this
Joe Wallace
2 months ago
So the payments are disbursed via escrow?
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Pam Cobb
2 months ago
yes, the tax payments are disbursed thru the escrow
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Joe Wallace
2 months ago
Ahh...according to HUD 4000.1: "When making payments from escrow accounts, Mortgagees must: - send payment directly to the billing agency or the taxing authority, or as otherwise directed by state or local law".
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A Curious User
a year ago
We filed bankruptcy chapter 7 in March of 2013. Out property was exempt so we are able to stay in the home as long we making monthly payments. Now we are trying to apply for new mortgage loan so we can buy new house and lander we working with sames to be confused how we stayed in the house after bankruptcy and we don't have forclousure on our record.

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A Curious User
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For example, I bought my house for $158k. My current mortgage balance is $142k. The bank told me a few days ago my home is worth about $245k.
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