I have money for the down payment on a house. My question is can the closing costs and attorney fees be added to the loan amount?
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These fees are not necessarily rolled in as much as they are paid by the seller, which can go up to 6%. You still will need a minimum of 3.5% down payment.
Some closing costs can be included in the loan amount and up to six percent may be contributed by the seller (within certain guidelines and limitations). My research in HUD 4000.1 does not turn up any specific references to whether closing costs financed in the loan may include attorney fees, it may be best to speak to a loan officer to see what may be possible depending on state law, lender standards, and other variables.
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