Credit score around 475, bankruptcy discharge November 2016 need help raising credit score.
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Borrowers are required to wait a minimum of 12 to 24 months depending on circumstances before they can apply for a new FHA loan after bankruptcies. This waiting period begins when the bankruptcy is discharged, not the date it was filed. For pre-purchase assistance including credit issues, contact the FHA directly and request a referral to a local, HUD approved housing counselor by calling them at 1-800 CALL FHA.
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