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Best Expert Answer
Joe Wallace... Answered 266 more questions
5 months ago
Borrowers are required to wait a minimum of 12 to 24 months depending on circumstances before they can apply for a new FHA loan after bankruptcies. This waiting period begins when the bankruptcy is discharged, not the date it was filed. For pre-purchase assistance including credit issues, contact the FHA directly and request a referral to a local, HUD approved housing counselor by calling them at 1-800 CALL FHA.
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I sent over a copy of the transaction as I don't get paper statements mailed to me. Will a copy of the transaction suffice? I'm not comfortable sending over my bank statements. It wasn't necessary for another child's loan.
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